Terms & Conditions

1. Our role

We are an insurance broker. We help you compare and buy insurance products offered by insurance companies and assist with claims. The insurance contract is between you and the insurer, and the insurer decides on policy issuance and claims according to the policy terms.

2. Information on this website

Content on this website is for general information only and is not a substitute for reading the sales brochure, prospectus and policy wording of a product. Benefits, exclusions, premiums and terms vary by insurer and policy. Tax benefits are subject to changes in tax laws.

Insurance is the subject matter of solicitation.

3. Your responsibilities

• Provide accurate, complete and truthful information, including your medical and personal history where relevant. Incorrect or incomplete information can lead to a policy being cancelled or a claim being rejected.
• Read the policy documents before buying and raise any questions with us.
• Use this website lawfully and do not attempt to misuse forms, disrupt the service or access areas you are not authorised to use.

4. Communication

When you submit an enquiry or request on this website, you authorise us to contact you by phone, SMS, WhatsApp or email about your request, even if your number is registered on the National Do Not Call registry.

5. Fees

We receive remuneration from insurers as permitted by IRDAI regulations. Any charges payable by you for a specific service will be disclosed to you before you agree to them.

6. Limitation of liability

We take care to keep the information on this website accurate, but we do not guarantee that it is complete or error-free. We are not liable for decisions made by insurers, or for losses arising from reliance on general website content, to the extent permitted by law.

7. Intellectual property

The content, design and logos on this website belong to us or our partners and may not be copied or reused without permission. Insurer names and logos belong to their respective owners.

8. Complaints and governing law

If you have a complaint, please follow our grievance redressal process. These terms are governed by the laws of India, and courts in Thane, Maharashtra will have jurisdiction.

9. Changes to these terms

We may update these terms from time to time. The latest version will always be available on this page.